[rev_slider alias=”slider-1″ slidertitle=”Slider 1″][/rev_slider]
Save & Invest
Save more, borrow anytime
Affordable Loans
Flexible loans for all.
Support & Education
Learn, grow, decide wisely.
about our sacco
Member-Owned
Community-Focused
DOVE SPRINGS SACCO LTD. is a member-owned and member-controlled financial institution located at Dove Christian Fellowship Center along Naivasha Road in Dagoretti North, Nairobi County. We promote savings, credit, and investment programs that improve the economic well-being and quality of life of our members and the communities where they live and work.
-
Transparent, fair, and reasonable interest rates
-
Fast, friendly service from a team you can trust
-
Simple processes and clear communication
Explore More
main principles
Our Core Values
Self-Help & Mutual Responsibility
In our SACCO, members pool savings and support each other, fostering independence, resilience, and shared success.
Equality & Equity
We treat every member with fairness and dignity, ensuring equal opportunities and equitable access to our services.
Honesty & Openness
We communicate clearly, share accurate information, and uphold integrity to build lasting trust with every member.
Social Responsibility
We invest in training and outreach to uplift communities, promoting economic empowerment beyond our membership.
our services
Loan Categories We Offer
Product Financing Loans
We finance essential items like phones, gas cylinders, solar lights, water tanks and motorbikes to boost daily life.
Education Loans
Affordable credit to pay school or college fees promptly and invest in your children’s or your own future.
Agricultural Loans
Flexible financing for seeds, livestock, dairy, and farm equipment to grow sustainable and profitable agribusiness.
Business Loans
Working capital loans designed to expand stock, improve services and increase profitability for small enterprises.
Emergency Loans
Quick support for urgent needs such as medical bills or unexpected expenses without straining your savings.
Health Insurance Loans
Pay your insurance premiums on time to protect yourself and your family’s health and financial stability.
Development Loans
Finance the purchase or improvement of land, homes and other long-term projects that build real wealth.
Asset Loans
Acquire productive assets like motorbikes, cars or equipment to enhance your income and future opportunities.
01
Join the
SACCO
Complete the membership form (Downloads page).
02
Start
Saving
Build your savings consistently via M-Pesa Paybill 821895.
03
Apply for a
Loan
Choose a product that fits your goals.
04
Grow
with Us
Repay on time, increase your limits, and keep building wealth.
our benefits
Why Members Trust Dove Springs SACCO
Member-Friendly Rates
Enjoy low interest starting at 1.1% per month, designed to keep credit affordable and support your financial goals.
Fast and Simple Processing
Experience quick approvals with straightforward requirements so you access funds when you need them most.
Flexible Repayment Options
Choose repayment plans tailored to your cash flow, making it easier to manage loans and stay on track.
Ready to Grow with a SACCO You Can Trust?
Join thousands of members building savings and accessing affordable credit.
Get in Touch
testimonials
What Our Members Say
“The education loan helped me clear fees on time. The process was quick and transparent.”
Grace N.
Member
“I grew my kiosk into a mini-mart using the business loan. The repayment plan fit my cash flow.”
Daniel K.
Member
“I appreciate the training and one-on-one support—beyond the money, they really guide you.”
Sarah M.
Member